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Part 3: How Blockchain Works

A plain-English explanation of the technology behind cryptocurrency -- blocks, chains, miners and why it matters.

What is a blockchain?

A blockchain is exactly what it sounds like — a chain of blocks. Each "block" is a bundle of recent transactions (like a page in a ledger), and each block is linked to the one before it, forming a chain going all the way back to the very first transaction.

This chain is stored not in one place, but on thousands of computers simultaneously. No single person, company or government controls it.

How a transaction works

1

You broadcast the transaction

Your wallet sends a message to the network: "I want to send 0.01 BTC to this address."

2

Nodes check the transaction

Thousands of computers around the world verify that you actually have the funds.

3

Miners bundle it into a block

Specialised computers called miners compete to solve a complex mathematical puzzle. The winner adds the next block to the chain and earns a Bitcoin reward.

4

The block is added to the chain

Your transaction is now permanent and publicly visible. It cannot be altered or deleted.

5

Your friend receives the funds

Within minutes the funds appear in your friend's wallet. No bank involved. No business hours.

Why is this better than a bank?

Speed

International transfers can take days. Bitcoin can settle in minutes, around the clock.

Transparency

Every transaction is publicly recorded. Anyone can verify the ledger.

Security

Changing a single block would require re-doing all the mathematical work for every block that followed — practically impossible.

No middleman

You transact directly with the other person. No bank, no waiting for approval.

Key takeaway: You don't need to understand the mathematics of blockchain to use cryptocurrency safely — just as you don't need to understand TCP/IP to send an email.

Test yourself

Select your answer for each question, then see if you're right.

Q1. What is a 'block' in a blockchain?

Q2. What do 'miners' do in the Bitcoin network?

Q3. Why is it practically impossible to alter a record already on the blockchain?

Q4. What does 'proof of stake' mean?

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